Retirement Income Planning-Invest In YOU

Retirement Income Planning

Launch That Retirement In Style By Investing In Yourself

Finding that sweet spot between having the ability to make ends meet and still enjoy the lifestyle you want can be a challenge when approaching retirement.

I know, I am almost there myself. Solid retirement income planning and a good foundation set up for your future is what we have all been told are what we need to do.

Work hard set aside some money into a retirement or pension account and keep working away until we feel comfortable enough to walk away from it all at work and do what we want on our terms. Sound familiar?

It is what we are trained to think works for retirement income planning, and for many, it works just fine.

Do you want to spend 20-25 years working at a job that has a salary ceiling most likely, so what you make is it, sure a few raises here and there but for the most part our income is fixed to what that specific job pays.

You then have to rely on what you set aside along the way, or whatever government assistance is available wherever you live.

In the U. S, we have Social Security that we pay into our entire working life, and the amount it pays out will not keep up with the current cost of living, so you need another source.

Here is a sobering article about the vast amount of U.S citizens who will struggle with retirement


This is not even mentioning the health care costs which are ridiculous at best.

Retirment Income Planning

In this post, I will try to show you away to think outside the box and maybe try something a bit different in order to make a living while in retirement or better yet, right now

Do you want to get to retirement and have to keep working to make ends meet?

I see that in my work, people that want to retire but have to start a second job because what they do does not keep up with inflation.

Breaking The Mold

How about we break the mold a bit? and stop working for the man, but work for yourself instead. Yes, I said work, but stay with me and I think I can help you out.

You already know about the stuff I mentioned above and I am sure you have a nest egg set aside for your big day when retirement comes.

But will it be enough for the lifestyle you want? So I would like to show you a different option that may solve your financial situation and still allow you the freedom to do what you want when you want.

I am talking about an Online Business, one in which you can work at your own pace on whatever schedule you like, and only need an internet connection and a bit of training to make it all work out and set you on the path to your dream life. Yes, this is real and not a scam.

The Real Deal

There are many options to make money online and many are fairly inexpensive to try, it all depends on what you feel you can commit to effort wise and what time you want to give it.

Also, whatever skill set you have might be a determining factor for what you want to go with.

I have a post about The best online business options

With all that considered I would like to show you what I do and see if this is something, you want to try.

First a bit about me, I am a family man with a full-time job in the airplane manufacturing business and I also am approaching retirement age ( at least that is what the calendar says) so I have similar interests as you when it comes to planning for retirement income sources.

I took a leap of faith and invested in myself, by trying my hand at Affiliate Marketing online. I can honestly say, I wish I had done this years ago as this has become a fantastic journey and soon will provide me with the means to retire early and live the life of a nomadic world traveler.

I have been doing it for just over a year now and I already have established a successful online business.

How It Works

So Let me explain how affiliate marketing works so you can follow with me. First let me be clear that this is NOT an MLM, Pyramid Scheme nor a Scam of any kind.

How Affiliate Marketing Works
What an affiliate does is this. Lets for example’s sake, say you have an interest in Gardening and you set up a website that shares your knowledge of Gardening and at the same time, you have what is called an Affiliate relationship with an online retailer of some sort. In this case, let’s use Amazon as an example.

So your gardening website can share whatever information you can think of about that topic, “Niche market”, and what you do is advertise products like maybe Gardening supplies, Gloves, Tools, Fertilizer and so on, by posting a product with information on your website using a link provided by our example Amazon, so when someone clicks the link on your site looking for the gardening tools, they get sent to Amazon to complete the purchase and as a result you “the Affiliate” get a commission from the sale.

This type of marketing is huge business online as retailers can save millions in advertising costs by allowing someone else to do it for them and just give them a kickback when they sell something. Win, Win For all involved.

So what it boils down to is this. You need no products of your own, no customer service issues, no hassles with returns, but as a trade-off, you need to provide regular updates to your website in the form of content or articles.

And as the maturity of your business grows, the traffic on your site increases, then you could potentially achieve whatever financial goals you want to set. You can literally make money while you sleep or go on vacation. Cool Right?

Here is the place that taught me all I know today about an online business by providing me the tools and training to get it right the first time.

My #1 Recommended Option

The New World

If you think about how the world is changing and see that the trend is moving to online commerce and know that over 2 Billion people have access to the Internet and that grows rapidly every year. The potential market for what you can offer is in reality, endless.

So you may be saying, hey I am retiring not starting a new job. Very true I felt the same way. Until I realized the freedom I have and the potential that is available to me financially, then I just commit to an Hr or 2 daily to my business and the rest of the time is mine.

You know as well as I do that normal income sources for retirement are usually not what we are used to today.

So to really free yourself from the struggles, invest in your self now and by the time you retire, you could have a great secondary income source.

How To Do It

Getting started is easy and I can show you how to try out an online business of your own Totally Free without you needing to provide anything except an email. Seriously.

What you will receive in return is the opportunity to learn the simple repeatable steps it takes to start and run a successful online business.

You will get up to 2 Free Websites with Free Hosting, World Class Training that is current with today s trends, 20 classes available for Free. Access to the number 1 online business training platform in the world.

The kicker is, that the Free starter membership has no time limit, so you have a chance to really try out the platform and see if it works for you before deciding if you want a Premium membership at a later date.

Select the Link Below to Get Started Today

OK I Am Ready To Think Outside The Box, Get Me Started

I will help mentor you if you like and will be available for questions that may come up. Feel free to check out my profile or my about Todd page if you want to learn more about me and how I can help.

Here is how easy it is to create a website- See the video below


The rest comes with the training I can direct you to and the work you put into it. Then sit back and enjoy the rewards.


First of all let me say thank you for staying with me, I am sure you are curious about how this will work and I can assure you there is no BS or Scam involved.

Please promise me one thing before you start. That you will give this an honest effort and stay with it through any pitfalls that may arise.

Having an online business truly is great but there are challenges that pop up once in a while, and the people that stay with it and work through them are the ones that succeed

Have any questions? Feel free to comment below and we will happily respond.


I have been in the online world since 2004 I have the experience to know how to help you succeed. The best decision I ever made is becoming an affiliate marketer as my business is flowing well. I can help you do the same, and get that online business going. Please see my About Todd Page for more information

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30 Responses

  1. sam whitten says:

    Great post- Very helpful information. Retirement income planning is a big deal and folks need to know what is available. I book marked this info

  2. Adamu2 says:

    Wow….. Doing business can be so interesting and profitable .adioting a good plan for the retirement sake can also be the best steps to take. Affiliates marketing is real and genuine and it’s the best tobwarm money online from your home

    this article gave reasons to stadtvearly for retirement sake. Wealthy affiliate prigramnallows you to be trained and earn money in a regular day ,tools are available to own your free website and regular training holds every week. 

    you can make Wealthy affiliate a plan to invest for your retirement. 

    • Todd says:


      Very true that doing business is interesting and can be very profitable. I am glad you see the value in Wealthy Affiliates training program, many people do not realize how much is available to learn from with that program.

      Good plan to start on retirement income now, it will pay off for you I am sure

      Thanks for the comment

      Take Care


  3. GVporras says:

    When I was growing my question was always to see my grandfather already  older and continue working to survive every day, my question was  that I would work a lot to raise a lot of money so that when I retire I do not have to work more like my grandfather, but thanks that I found that I could work for myself and be able to have enough money for my retirement, and thanks I found WA my life is changing.

    Many of us think that working for somebody else will make us enough money to survive when we can work any more or is what most of us think is normal to do.

    Hopefully more people realize that is something else outside that we can do for retirement income.

    Thank you for this great article.

    • Todd says:


      Working for someone else has its limits, you get a salary but it rarely goes up enough to make real progress on retirement. Working for yourself gives you the control, you decide how hard you work. Results come from effort and consistency. Following your WA training and using what you learn will help drive your success

      Thanks for the comment

      Take Care


  4. Nuttanee says:

    I am not even close to retire yet but I have been thinking about it every day. This year NY has raised it’s minimum wage and I can see that it effects many employers and we as employees either got layoff or cut our hours. 

    Now I am in the postion where I can get layoff anytime. So I have been doing some research and found out about affiliate marketing. Found this amazing platform called WA. This is my 6th month in, did not generate sales yet but I am going to keep trying so I do not have to rely solely on my job anymore. One day, I can just leave and flip them lol joking. 

    Greating article will share it to my friends 🙂

    • Todd says:


      Congrats on 6 months at W.A. This business takes time, but the rewards are endless. Stick with it and yes you can flip them 🙂 when you leave to live on your own Island. 

      You face the same dilemma that most of us in the working world do, a layoff can ruin your life and you are limited to what an employer will pay you for your hard work. Why not make your own money and be your own boss. Affiliate Marketing is the medium to get that online income to allow you to leave your job on YOUR terms.

      Good luck at Wealthy Affiliate and let me know if I can help

      Thanks for the comment

      Take care


  5. Kenechi says:

    Not long I started my affiliate marketing training and I can’t lie, at times I become skeptical of how possible is it to achieve success in affiliate marketing. I have always learned to keep going and not to stop. 

    Your article has also boosted my morale to plan my life ahead. Even as a young vibrant man, I have to plan my retirement ahead and before time. Am happy I joined wealthy affiliates and am getting extensive training here on how to become a successful affiliate marketer.

    • Todd says:


      You are right about not stopping with your Marketing business. Retirement planning can happen at any age. Think about it, if your business takes off you could potentially retire as a young man and enjoy life for many years doing what you like to do, on your terms and whenever you want.

       Good to know you are taking full advantage of your Wealthy Affiliate training, you have all the tools you need for success, just apply what you learn to your site and before you know it things will start happening for you

      Thanks for the comment

      Take care


  6. Mikay2019 says:

    Most people are quite scared of retiring because they have no steady income to fall back on. The world is changing and we can earn a living from the comfort of our homes and affiliate marketing is a very good example of a online source of income. Retirement should provide more time to explore other opportunities.

    • Todd says:


      There are many ways to make an honest income online, Affiliate Marketing just happens to be my favorite. You don’t have to deal with inventory or sales. You just research, write valuable information and promote what you believe can provide value for someone and the income will flow. Sure there is work involved and yes it takes a while to really bring it home, being able to do it from your home on your schedule makes things much easier.

      Thanks for the comment

      Take Care


  7. Yormith96 says:

    Hello Todd, thanks for sharing this article about having a retirement plan for ourselves. Having a plan is really important for everyone before they even reach a retirement age, but seems many love still working for others man even after their retirement from a work they have done for like 20-25 years. Online business is growing fast everyday and it’s required no BS or even special training self, just a little training and commitment, it will work as a good retirement plan for people and work at the comfort of their home 

    • Todd says:


      No need to wait 20 years to have a retirement plan. An online business can get you there much faster. No income cap like current employment options, means you have the potential to make all the income you want and more. It comes down to the effort and commitment in yourself to keep working at your online business.

      Thank you for your insight and your comment

      Take Care


  8. Polycarp Momoh says:

    Hi Todd! Nice article you got and I guess its very timely for those who are retiring reading this.. I love this awareness about retirement giving the opportunity to start an online business so as to wedge or even enhance living as a retiree. Affiliate marketing is free of the day to day bustle we all go through commuting to work and back. No boss to yell at you and you got time to yourself. So I guess this is the ideal retiree’s thing to make some cash

    • Todd says:

      Polycarp Momoh,

      The ability to work from anywhere and still make a living is life changing. Many folks like to have a project or a hobby they enjoy while retired, Affiliate marketing can be that. There is work involved yes, but you set your own schedule and spend much more quality time with family.

      Thanks for the comment

      Take Care


  9. Daniel says:

    I think that this article is very helpful and informative Todd. I honestly think that people who want to earn money online, affiliate marketing is the best and easiest way to start earning money. I hope that this post will encourage people to take action and run from 9 to 5 job.

    • Todd says:


      It is nice to see someone else who feels Affiliate Marketing is the best way to make an online income. The benefits of an online business outway the old way of working for the man. I hope this post helps someone get started in a new online adventure. The rewards are worth it.

      Thanks for the comment

      Take Care


  10. Ola says:

    This is awesome, What an incredible blog post.  The best thing we can do to make our future a brighter one is to start planning from now on. I could remember I taught my father how to become a blogger before he retired and he is now a professional affiliate marketer.  This is the time to plan for the future. Thanks for sharing

    • Todd says:


      You did well by teaching your father to blog. The old ways of working at one job location for 20 years+ and end up with a non-livable income are passing. The future is online. Freedom comes from making money from anywhere.

      Thanks for the comment

      Take Care


  11. Louise says:

    It’s so important to think about having enough retirement income. My parents have just retired and although they are lucky enough to not have to worry financially, a lot of their friends are not in the same boat.

    Thanks for writing such an informative post – I’m sure lots of people will be interested in supplementing their pensions and retirement income, and more and more so as time goes on and we are all living longer!

    • Todd says:


      As we approach retirement age it is always important to know how you will live financially. This is just one option to provide supplemental income. The choices we make now can really help our future. Thinking outside the box can make a huge difference in quality of life in retirement. I am just trying to provide helpful information that will make the Golden Years even better

      Thanks for the comment

      Take Care


  12. Craig says:

    What a great article. I am about 10 years from retirement age and I am certainly starting to feel the pressure to finalize my retirement plans.

    Affiliate marketing is a very legitimate source of income for us as we are working vigorously to have a recurring/repetitive passive income stream within 2-4 years that will support us during retirement leaving our nest egg alone.

    I highly recommend those out there reading this article to follow this advice. Affiliate marketing is like any other life investment, the tortoise wins the race. When the investment in your time, energy and knowledge matures, you will be thankful you followed this solid advice.

    Great information here. Thanks for sharing.


    • Todd says:


      What an endorsement, thank you. You are absolutely right about Affiliate marketing being a way to provide that stable retirement income. Like you said the tortoise wins the race. Affiliate marketing does take a while to mature and getting in now for folks within a few years of retirement age can give you the extra time needed to make the seed grow into a full blown unlimited income source. The current system we have is not in our favor for working our entire lives then hoping to make ends meet when we need it the most. Leave that nest egg alone and take the step to ensure your golden years are a gold mine of opportunity.

      Thanks for the comment

      Take care


  13. Jacqueline says:

    Thanks for this article.
    I’m nowhere near retirement yet which is a good thing as I can now start to make amends now.

    With people living much longer, the government here in the UK are now clawing back on retirement benefits so what my parents are getting now will be nothing compared to what I will be getting when I retire.

    Not only that, everything is taxed.

    Affiliate Marketing seems to be the way to go.
    Do you know whether I will need to declare this as an additional form of income when I start to earn from it?

    Also, will it affect my state pension or will that still be guaranteed?


    • Todd says:


      Affiliate marketing is a great method for producing passive or primary income. As far as if you need to declare it? I am not sure about the laws in the UK but I would imagine it is much like the U.S. in that we have to claim the income on our income taxes at filing time, if we receive over a certain amount per year. You will need to check with the UK laws about if it will affect your state pension. The way I look at it is just like any other job as far as an income source.  The difference being you can work from anywhere and the amount you can bring in in endless.

      Thanks for your comment

      Take Care


  14. Henry Tan says:

    Todd, you have done a good job in talking about retirement planning and what we need to do in order to have a comfortable retirement.

    You have also explained clearly on option that we need to take. The Best Online Business Option, indeed is the best . You have also talk about the how does affiliate marketing works, and to take action now!

    Great Article for us. Thanks Todd, have learn a lot after reading your website.

    • Todd says:


      I  am happy you got value from this post. That is the intent. I want people to know that there are other options besides the norm when it comes to planning our future. Yes Affiliate marketing works really well and truly provides the freedom when it comes to passive income.

      Thanks for the comment

      Take Care


  15. Jordan says:

    This is good information! Both for those already in retirement, and those who really need to get a jump on it.

    I specialize in writing retirement investments, and Medicare help, so I am constantly in contact with folks who are facing financial challenges in retirement. I hurt for many of these people, and I wish that more people would start to consider finances for their retirement much, much earlier in life.

    There are many kinds of investments that you can make to build a stable retirement, but one of the greatest, as you mentioned, is creating businesses that will eventually turn in fairly passive residual income for life.

    Affiliate marketing, and online commerce in general, is absolutely the clearest and most efficient place to start this.

    Thanks for the information! Keep raising this awareness!

    • Todd says:


      Wow thanks for the ringing endoresment. I am right there with you in hurting for people who have not done enough for retirement, in their defense many of todays careers simply cannot accomodate a decent retirement income. This is one of the main reasons I am doing what I do today Affiliate marketing, The freedom it provides by allowing the ability to work anywhere and also work at my own pace is huge. I wrote this post in an effort to help people understand there are other options besides the norm, for having that dream retirement. And yes they can make a great passive income from an online business, the hardest part is making the commitment to start.

      I appreciate your insight, as a person with your background, this realy validates the message. Thank You

      Thanks for your comment

      Take care


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