Ways To Work Online And Make Money-Replace Student Debt

Ways To Work Online And Make Money-Replace Student Debt

Why Go Into Debt? Work Online And Change The Equation. The traditional model of getting a high-quality education before you can make a living that can provide for you and your family is changing. The world economy is moving online at a rapid pace, Just look at some recent retail chains that failed and went bankrupt, Toys R Us is one example, they did not embrace the online culture and paid the price. Today I will show you how to work online and make money and why there is no need to go into debt to make a living today.

Today college tuition is at an all-time high, not to mention the time needed to gain that education you are told you need to make a good living and succeed. The true value of a college education is hard to quantify as there are so many factors to take into account.

Work Online And Make Money


First, let me say that a high-quality education can open many doors for you. I am in no way saying you should not go to college. Just providing an alternative to think about. In fact, you could do all of what I am going to show you at the same time you are in college if you can set aside enough time for it

So what are the alternatives? one is working online if that is simply a job that allows you to work from home and still be productive or your own online business. I am leaning more towards the online business as today’s model that will blow away any college degree in value to you. Here’s How

Tuition Costs Are At All-Time High

You are told you need to go to school to be a success and provide for yourself, but how do you pay for it without already having a great paying job and even then the costs are more than you can reasonably afford to avoid going into debt.

The model of the big business world is to get you to pay for your education for years and at the same time-work long hrs and days in the business world at whatever skill you acquired in college. The catch is that big business gets to control what you make money wise.

Traditionally unless you are one of the lucky ones who earned a scholarship, you need to pay tuition to get a good education. The cost of that varies depending on the school and what level it is at like a community college or 4-year University or a trade school. Even online schools charge quite a bit today to get what? a degree in a couple years and hopefully you can pay for it.

Going Into Debt Just Feeds The System

Unfortunately, the vast majority of your friends and possibly even you will go into debt paying for an education, which don’t get me wrong is still valuable today. I am not going to tell you that there is no value in a high-quality education, I am however going to show you that there are other options that will provide you with a much better chance to make real money without going into a large debt hole that takes you years to dig out of.

Just like I mentioned above, the model for today’s business world is to control you. Yes, that’s right. You get to go into debt to get an education which is playing right into the system and the endless cycle of working for the man to try to get out of debt.

Avoid Going Into Debt

Next, after you acquire that education and apply for your first job you are capped at the amount of income you can make, for example, may be an hourly rate or a set amount of salary per month. Have you noticed that what you can make working will take you years to pay back that debt you have? That’s by design.

Because it is just like getting your first credit card, you have to have credit to get credit, which is a vicious cycle we all deal with at some point


How To Beat The System Of Today Working World

So the next step is to decide how to get past the system as we know it today and still have a great life making money. After all, that is why you go to school right? to ultimately make some sort of income from the skills you gained by going into debt and getting that degree you worked hard for. You may be OK with living like this and that is certainly your right and I am sure that if you are happy at what you do regardless of the money you make you will have a great life and be a success.

The world economy is quickly moving online and the demand for products is at an all-time high. Here is a little factoid for ya

I am sure you have heard of Amazon right? unless you have been living under a rock I know you have. Did you know that just over 50% of ALL online purchases Worldwide for the holiday season of 2017 went through Amazon? Let that sink in for a moment, There are nearly 4 Billion people today with access to the internet and even if a small percentage of them make a purchase or more than one, that is still a huge number.

Why do you think that happened? well let’s think about it. The last time you needed information or a product quickly where did you go? Online? of course, you did. We all do, it is the fastest and quickly becoming the easiest way to get information quickly or by something in seconds.

You could do it the old fashioned way, get into the car, go to a store, park go in and wander around until you find what you need then stand in line and purchase your item(s) and then go back to the car and drive home. Sound familiar? Ya, that’s how I shopped when I was your age, and unfortunately, it is still happening today. But that is changing fast.

How You Can Change The System

So here is how you can change how you make a living without going into a huge debt hole. Work for yourself, yes that’s right, start your own online business and bypass the entire debt experience. I know that sounds radical and maybe even a bit of a dreamer viewpoint and maybe your right but here is the deal. It works!

Above I mentioned that big business gets to set a cap on your income.

Not with an online business of your own, there is no cap. You can make money and continue to grow that until you have reached an income level you are comfortable with. It really comes down to finding the right information to get started and how much effort you put into it. Yes, there will be the effort, probably as much as that college degree you thought you needed, but the reward pays off in some unique ways.

  • You get to make money from anywhere there is internet access.
  • There is no limit on what you can make financially
  • The right set up lets you work on your own time and at your own pace.
  • Make money 24/7

Would you like it if you need to go to a physical location to work for an income-limiting job? or would you like to have the freedom to gain that same income or way more and do it from anywhere? I think we both know the answer to that one.

You could be a nomadic traveler and still make a great living if that is what you desire. Set it up right and that can happen.


People like you are starting online businesses every day, many succeed and to be honest many do not. The failure usually comes from bad information and lack of a desire to put in the work needed to make it happen.

There are several options that are legitimate and can really get you going. None will be get-rich-quick options. They do not exist online and don’t fall for it if told otherwise. The success comes from learning the skills that allow you to get free organic traffic to your business and applying what you learn and build from there.

The model I use is affiliate marketing, it is a way to be the middleman between a merchant and a consumer and make a commission in the process. There is a bit more to it but that is the short version. The link above breaks down the process and provides some places to go to learn that are legit and honest programs.

There are other options that work well online

  • Affiliate marketing as I already mentioned. Be your own boss and work at your own pace.
  • Freelancing, on sites like Fiverr or Upwork. Use skills you already have and get paid for it
  • Drop Shipping– You are again the middle man but instead of commission you take a cut of the profit and you get to set the price normally. You deal with returns and customer service
  • Online Auctions– It is highly competitive but finding the right niche can get you on a path to making money and you could do it without a website. Open an eBay store and sell directly if you like.

I have done all of the above and have had varying degrees of success based on what I was doing at the time. I finally settled on affiliate marketing because I really believe it is the best way to make a living online without having to perform all the transactions and deal with returns or that sort of thing like the other options have.


After going through the process of learning how to earn a living online you will have gained a skill that will pay off big in the real world today. The economy is online, not in classrooms. You can break the mold like so many others already have.

Why go into debt and spend years or even decades paying it back. A Much cheaper option is to get going online. There are some free options to provide you with the right information and I can get you started right now totally free of charge with no catch and no BS. Just select the link below and get started. There is a pay option as well that is a great deal cheaper than any college course. All skill levels can learn and succeed.

Show Me How It Works

Your journey online can open many doors going forward. One could argue that a college degree does the same, the problem is your time and money go into that with a limited amount of reward at the end. For much less cost you can truly change the equation.

There for sure is great value in getting a good education, you just have to decide if you can do both at the same time or replace one with the other. You get to determine the value to you.

Thanks for taking the time to read this article. I hope I was able to at least get you thinking about the possibilities of what an online business can do for you.

I wish you luck and if you have questions or simply have something to add to this discussion please comment below. What is your passion or hobby? think you can profit from it? Let’s talk.

Share this with your friends, that you think could gain some value from it. Thanks again

Take Care


I have been in the online world since 2004 I have the experience to know how to help you succeed. The best decision I ever made is becoming an affiliate marketer as my business is flowing well. I can help you do the same, and get that online business going. Please see my About Todd Page for more information

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6 Responses

  1. Alexander says:

    For those who are considering getting that degree, take it from me, it’s no guarantee. I have a BSEE and I was really good at all my electrical engineering jobs, my employers loved me. But guess what? for reasons totally out of my control, businesses moving overseas or whatever, I was laid off 7 times in 14 years.

    The stress I endured of losing a job and then having to find a new one was unbearable and eventually put me on disability.

    Next, I lost $200,000 trying to trade Forex so I don’t recommend that route either – tons of online scams for this so beware.

    Owning my own business online is my new goal and offers a better success model that I can tell so far if you’re willing to work at it and be patient.

    • Todd says:


      Thanks for sharing your experiences. As you have experienced, the traditional working world has many limitations even when you have a degree like you do. There are no guarantees either with an online business, but as you mentioned if you are willing to work for it and not give up, The potential is truly unlimited as to what can be achieved. Why work for someone else, when you can work for yourself in an affordable way that is much cheaper than college tuition or being in debt. I wish you luck on your online journey, check back and share your progress.

      Thanks for the comment

      Take Care


  2. Skip says:

    I left comments on one of your articles. Really like your niche, the focus is great. However, your overall site looks a little intimidating for me, very AD looking. Top banner has a lot of menu options, don’t know how you could pare that down. I’m no expert as yet, but it appears to have a LOT going on.

    • Todd says:


      Thanks for both comments, it helps our readers out by seeing what others say. I appreciate the feedback on how our site is displayed. I change things up from time to time, but the reason why have so many tabs at the top is for easy navigation for people to get to the information they need. I certainly will take to heart the “ad looking” part or your comment. I certainly do not want to come off as a used car salesman, I really do like to provide value and great helpful information to our followers. 

      Thanks for the feedback

      Take Care


  3. Skip says:

    I like your approach here. Good information, good use of information, and a great and very relevant article. Thank you.

    • Todd says:


      Thanks for the compliment. I hope this article helped you out. There are so many good things that can be achieved with an online income source. So I just laid out an option that really can make a difference for those trying to avoid debt.

      Thanks for the comment

      Take Care


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